Refunds are pro-rated according to the amount of time used on your current membership subscription.  Our refund policy is designed so that there is not a penalty for signing up for a longer term membership and then later deciding to cancel.
 

If you purchased a...	And you cancel during...	Your refund is calclated as...	Amounting to:
1 month membership	Anytime	No Refund	$0.00
3 month membership	The 1st month	Cost less 1 month membership fee.	$13.75
	The 2nd month	Cost less twice the 1 month membership fee.	$5.00
	The 3rd month	No Refund	$0.00
1 year membership	The 1st month	Cost less 1 month membership fee.	$71.20
	The 2nd month	Cost less twice the 1 month membership fee.	$62.45
	The 3rd month	Cost less 3 month membership fee	$57.45
	The 4th month	Cost less 3 month membership fee     less 1 month membership fee.	$48.70
	The 5th month	Cost less 3 month membership fee     less twice the 1 month membership fee.	$39.95
	The 6th month	Cost less twice the 3 month membership fee	$34.95
	The 7th month	Cost less twice the 3 month membership fee     less 1 month membership fee.	$26.20
	The 8th month	Cost less twice the 3 month membership fee     less twice the 1 month membership fee.	$17.45
	The 9th month	Cost less thrice the 3 month membership fee.	$12.45
	The 10th month	Cost less thrice the 3 month membership fee     less 1 month membership fee.	$3.70
	The 11th month	Cost less thrice the 3 month membership fee     less twice the 1 month membership fee.	$0
	The 12th month	No Refund	$0
1 month membership (Charter)	Anytime	No Refund	$0.00
3 month membership (Charter)	The 1st month	Cost less 1 month membership fee.	$11.00
	The 2nd month	Cost less twice the 1 month membership fee.	$4.05
	The 3rd month	No Refund	$0.00
1 year membership (Charter)	The 1st month	Cost less 1 month membership fee.	$53.00
	The 2nd month	Cost less twice the 1 month membership fee.	$46.05
	The 3rd month	Cost less 3 month membership fee	$42.00
	The 4th month	Cost less 3 month membership fee     less 1 month membership fee.	$35.05
	The 5th month	Cost less 3 month membership fee     less twice the 1 month membership fee.	$28.10
	The 6th month	Cost less twice the 3 month membership fee	$24.05
	The 7th month	Cost less twice the 3 month membership fee     less 1 month membership fee.	$17.10
	The 8th month	Cost less twice the 3 month membership fee     less twice the 1 month membership fee.	$10.15
	The 9th month	Cost less thrice the 3 month membership fee.	$6.10
	The 10th month	Cost less thrice the 3 month membership fee     less 1 month membership fee.	$0
	The 11th month	Cost less thrice the 3 month membership fee     less twice the 1 month membership fee.	$0
	The 12th month	No Refund	$0